How Much Do You
Need To Retire? Find
Out in 2 Minutes
Get your personalized retirement income estimate
—quick, easy, and free.
This calculator provides an educational estimate. You will have the option to connect with a licensed insurance professional from Annuity.com, Inc. to discuss your results and personalized options only if you choose.
Retirement Planning Isn’t About a Big Savings Number
Most people think they need a million dollars to retire. But retirement isn’t about how much you’ve saved—it’s about how much income you’ll have each month. That’s what really matters.
Our calculator helps you focus on a critical number for retirement security: your estimated monthly income need.
How much do I need every month to retire comfortably?
Why Finding Your Number Is a Game-Changer
Estimate your potential monthly income needs throughout your retirement.
Spot your income gap—before it becomes a problem.
Stop guessing and start planning with confidence.
Enjoy peace of mind with a smart retirement income plan.
Built on Real Research. Trusted by Retirees
Studies from the TIAA Institute, RAND Corporation, and the National Bureau of Economic Research confirm the benefits for retirees who have secured sources of guaranteed lifetime income, such as that provided by some annuity products:
Retirees with guaranteed monthly income are happier
They experience 30% less financial stress
They live longer and spend more confidently
Here’s How It Works
Find Your Number
Take our short quiz
to get your personalized
retirement income
estimate.
See If You’re On Track
Compare your current
income sources to your
goal.
Build a Plan to Secure It
Meet with a *Retirement
Income Specialist who
can help you turn your
savings into a monthly
paycheck for life.
*Our Retirement Income Specialists are licensed to sell insurance products, including annuity products that guarantee retirement income based on the financial strength of the insurance company providing the product. Guarantees are not government-backed or provided by Annuity.com, Inc.