Retirement Planning Isn’t About a Big Savings Number

Most people think they need a million dollars to retire. But retirement isn’t about how much you’ve saved—it’s about how much income you’ll have each month. That’s what really matters.

Our calculator helps you focus on a critical number for retirement security: your estimated monthly income need.

“ How much do I need every month to retire comfortably? ”

Find Your Number

Why Finding Your Number Is a Game-Changer

Estimate your potential monthly income needs throughout your retirement.

Spot your income gap—before it becomes a problem.

Stop guessing and start planning with confidence.

Enjoy peace of mind with a smart retirement income plan.

Built on Real Research. Trusted by Retirees

Studies from the TIAA Institute, RAND Corporation, and the National Bureau of Economic Research confirm the benefits for retirees who have secured sources of guaranteed lifetime income, such as that provided by some annuity products:

Retirees with guaranteed monthly income are happier

They experience 30% less financial stress

They live longer and spend more confidently

Here’s How It Works

Find Your Number

Take our short quiz
to get your personalized
retirement income
estimate.

See If You’re On Track

Compare your current
income sources to your
goal.

Build a Plan to Secure It

Schedule a Free Strategy Session — a licensed Retirement Income Specialist will walk you through your results and help you build a guaranteed income plan at no cost to you.

Our Retirement Income Specialists are licensed to sell insurance products, including annuities that guarantee retirement income, based on the financial strength of the insurance company providing the product. Guarantees are not government-backed or provided by Annuity.com, Inc

How Much Do You Need To Retire? Find Out in 2 Minutes